IL6088:We have been told that there is no basis for a lawsuit or to obtain any payment from the other driver’s insurance company because my family member crossed against the light. Is that correct??
In theory, it could be correct.
Under the law of negligence if a person has a duty to obey traffic laws and traffic signals and does obey traffic laws and traffic signals then he is absolved from responsibility for something that happens that is sudden and unforseen, like somebody in a wheelchair crossing against the light.
IL6088:While he may have done so, wouldn’t that factor in as comparative negligence in settling the claim, as opposed to absolving the other party of any and all responsibility?
You're right. Comparative negligence would apply IF there was comparative negligence. But you don't apply comparative negligence out of just sympathy for a disabled person trying to cross the street in a wheelchair. You apply comparative negligence when there IS comparative negligence.
IL6088: I can’t believe that just because someone crossed against the light the other party bears no legal or financial responsibility, especially when the person that was hit was obviously disabled.
Believe it.
Even a disabled person has a duty to know his limitations. If he bit off more than he could chew by attempting a 4 lane street he should have known that he couldn't make it and should have taking appropriate precautions like timing the light and knowing his speed.
IL6088: The other party’s insurance company denied the claim entirely.
That's right. It's within the insurance company's right to deny a claim if it feels that its policyholder is blameless.
Then it's up to your relative to file suit and attempt to make his case in court.
IL6088:While it may have taken him longer to cross because of his disability in no way did he "jump out" into traffic as not only would it be physically impossible for him to do so, he is mentally capable and fully aware of his surroundings.
He didn't have to "jump out" to be negligent. That it takes him longer to cross and he did so without planning for the extra wide street is negligence.
IL6088:My point being is that regardless of the jaywalking, when is it ever OK to hit a pedestrian with your car and not be held liable at all.
The driver didn't do it on purpose. When a driver is not negligent he is not liable.
IL6088:Aren't you supposed to have control of your car at all times?
Theoretically, yes. But let's face it, anybody who's been driving any length of time knows that you can be in complete control and still hit or be hit by something impossible to see coming from the side.
IL6088:Yes he did consult with an attorney today and he said he would not take the case.
Then he should consult with other attorneys.
It's possible that an attorney would take the case for its nuisance value, meaning that, faced with spending money on defending a lawsuit, the insurance company might offer a modest amount of go-away money without any admission of liability.
Taxagent:
At common law, the rule was that if the injured party was in any way contributorily negligent, he was barred from any recovery, no matter how slight his negligence. Under that rule, your relative would not recover anything. Many states now have statutes that modify the rules to take out some of the harsh results that could occur at common law. One is a modified contributory negligence system where the test is whether the injured party was more at fault than the defendant. If he was, he is barred from any recovery; if he wasn't, he can recover for the injuries he sustained. Some states have moved to a comparative negligence system in which the damages are allocated based on degree of fault—if the plaintiff was 60% negligent, he only gets 40% of his damages, but if he was only 15% negligent, he recovers 85% of his damages. I don't know which of these Florida uses.
Florida is pure comparative negligence per statute 768.81:
http://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=Ch0768/SEC81.HTM&Title=->2008->Ch0768->Section%2081#0768.81
If it can be proven that the driver was even minutely negligent, then your relative could conceivably recover some amount of money.
However, with witnesses testifying that the driver had the green light and was otherwise obeying the traffic laws it's going to be very difficult to establish a percentage of negligence to the driver. And even if it could be established it is likely to be very, very small.