You have lived in VA long enough that you can file there. You will have to make an effort to locate your spouse that is satisfactory to the court. If you satisfy the court that you cannot find him, you may be able to divorce him by publication.
If you let the house foreclose, it will hurt your credit. If you both signed for the mortgage loan then you both are legally liable. Whether the lender will pursue either of you for a deficiency judgment will depend upon whether your loan is recourse or nonrecourse. You will have to look at your loan paperwork to determine that one.
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